Household indebtedness has risen rapidly in relation to incomes in recent years. But aggregate data cannot indicate which types of households - by age, income or wealth - have accumulated the most debts. This article uses information from the latest British Household Panel Survey (for the year...

Household arrears on payment obligations are one of the most direct measures of household sector financial stress. This paper uses a time series approach to model two of the key components of aggregate UK household arrears: those on mortgages and credit cards. Mortgages are the main component of...

Household arrears on payment obligations are one of the most direct measures of household sector financial stress. In this paper a time series approach is used to model two of the key components of aggregate UK household arrears: those on mortgages and credit cards. Mortgages are the main...