representative snapshot of Canadian payment choices, with a focus on cash usage. Overall, cash usage at the point of sale has … cash transaction is about $9. Respondents' perceptions and demographic factors are used to interpret survey data: cash is … often perceived as substitutes for cash. …

Constructing a novel micro-geographic individual-level data set, we study the relevance of shoe-leather costs on cash …

I investigate the impact of contactless credit cards (CTCs) on cash use in Canada, using panel data between 2010 and … 2017. I show that ignoring unobserved heterogeneity would lead to overstating the impact of CTCs on cash usage in a linear … intensive margins of cash usage. I use a two-part model, with an exclusion restriction for better identification, to model both …

-day shopping diary. Results show that measures of cash management and use have remained fairly stable since 2020, along with the … to cash from automated banking machines and banks. …