This paper describes early retirement option programs in collective agreements in Sweden during the 1990s. We highlight the differences between actual pension benefits and those stipulated in the standard agreements. We find that the individuals frequently face far better options than those...

For the purpose of studying the consequences of the ageing of the Swedish population a group of scientists have enlarged the microsimulation model SESIM - originally developed at the Swedish Ministry of Finance - with modules that simulate health status, take up of sickness benefits, retirement,...

We model retirement behavior in Sweden during the 1990ies with focus on voluntary early retirement where there is an option for "buy-outs". An employer can offer the employees generous pension programs if the employee agrees on early retirement. Earlier studies have neglected such offers, but in...