We empirically examine the impact of bank consolidation on bank acquisition of soft information about borrowers. Using … complexity upon a merger, rather than a post-merger cost-cut, is likely to cause a negative and significant impact on soft …

Enterprises(SMEs), especially innovative one. However forced banks' merger by central bank of Indonesia's regulation could then … banks' merger within 2004-2009, three years before and three years after the merger, this study examines whether banks …' merger could hurdle SMEs' financing and growth since they tend to be performance oriented. The study conclude that banks …