This model analyzes fiscal year changes and shifts in local government's real property tax base. The three variables quantified by this analysis are net new development, change in assessment-market price ratio and appreciation. The model's results provide useful analytical data to taxpayers and...

Examined is the economic theory that restrictive usury ceilings reduce the supply of residential mortgage funds and tighten terms of the mortgage instrument. Studied are the mortgage policies adopted by New York and New Jersey FSLIC-insured S&Ls during periods when there were restrictive usury...