Using recently available proprietary panel data, we show that while many (35%) US consumers experience financial distress at some point in the life cycle, most of the events of financial distress are primarily concentrated in a much smaller proportion of consumers in persistent trouble. Roughly...

"Dictionary of Banking Terms, Seventh Edition includes more than 3,000 key terms related to banking, electronic commerce, finance and money management, and legal regulations are defined clearly and concisely. It's an indispensable reference for banking and finance professionals, students,...

Introduction -- Wages for breathing -- Crummy jobs -- A sense of purpose -- The poverty hack -- The kludgeocracy -- The ragged edge -- The same bad treatment -- The $10 billion gift -- In it together -- A thousand dollars in a month

Introduction -- Space race 2.0 -- The rocket-industrial complex -- The rocket monopoly -- The Internet guy -- Friday afternoon space club -- The tyranny of the rocket -- Never a straight answer -- A method of reaching extreme altitudes -- Test as we fly -- Change versus more of the same --...

Blockchain has become an increasingly significant component within FinTech, and is only going to grow in importance in the way it disrupts and challenges the traditional financial services industry. Many financial institutions are already starting to invest in this technology, implementing...

Introduction -- Supply and demand -- Federal laws vs. state vs. local control -- Lobbyists and lawyers -- Going to market : cultivation, testing, manufacturing, production, and retail -- Banking and financial implications -- State by state, nation by nation -- Taxation and ramifications -- Picks...