Covitz, Daniel M.; Hancock, Diana; Kwast, Myron L. - United States / Reserve Board - 2004
[...]In this paper, we analyze banking organization fundingstrategies using a subordinated debt issuance decision modelestimated with data from three deposit insurance regimes:the de facto too-big-to-fail (1985-87) regime, the purchaseand assumption (1988-92) regime, and the...