The Commission proposes radical changes in the structure of institutions supplying residential mortgage funds. By massive broadening of their asset and liability powers, the thrifts are to become quasi-banks. The resulting housing credit gap is to be filled by multipurpose lenders, notably...

The growth rate of residential capital in constant dollars shows a downward trend. Its decline since the early postwar years conforms broadly to the growth retardation found in an earlier study for the 1890-1950 period. The article analyzes the forces associated with the slowing rate of real...