Smallholder farmers face various challenges in production one of them being inaccessibility to credit. This study specifically sought to identify household socio-economic characteristics and institutional requirements influencing access to credit among smallholder farmers in Nyandarua District....

Credit is a strategic empowerment tool that has the potential to change the life of a person, family or community from a situation of abject poverty to a more dignified life. It can transform self-image, unlock potential and boost the productivity and well-being of the poor and vulnerable,...

Agriculture took place on land, where crops, rising and rearing animals for the production of food for man and industries. But to run all the activities credit is the main stream. In most of the developing countries credit played a very important role in economic growth. This study is designed...