Foundations -- The evolution of the post-staggers rail industry and rail policy / by Mark Burton and Paul Hitchcock -- Economic foundations for 21st century freight rail rate regulation / by John W. Mayo and Robert D. Willig -- Railroads in an increasingly interrelated economy -- International...

A common view is that deposit rates are determined primarily by supply: depositors require higher deposit rates from risky banks, thereby creating market discipline. An alternative perspective is that market discipline is limited (e.g., due to deposit insurance and/or enhanced capital...

Using recently available proprietary panel data, we show that while many (35%) US consumers experience financial distress at some point in the life cycle, most of the events of financial distress are primarily concentrated in a much smaller proportion of consumers in persistent trouble. Roughly...

"Dictionary of Banking Terms, Seventh Edition includes more than 3,000 key terms related to banking, electronic commerce, finance and money management, and legal regulations are defined clearly and concisely. It's an indispensable reference for banking and finance professionals, students,...

Introduction -- Wages for breathing -- Crummy jobs -- A sense of purpose -- The poverty hack -- The kludgeocracy -- The ragged edge -- The same bad treatment -- The $10 billion gift -- In it together -- A thousand dollars in a month

Introduction -- Space race 2.0 -- The rocket-industrial complex -- The rocket monopoly -- The Internet guy -- Friday afternoon space club -- The tyranny of the rocket -- Never a straight answer -- A method of reaching extreme altitudes -- Test as we fly -- Change versus more of the same --...