In the modern knowledge economy, Higher Education Institutions are being required to operate more entrepreneurially, commercializing the results of their research and spinning out new, knowledge-based enterprises. However, the possibility to engage in entrepreneurial behaviours varies...

The paper attempts to identify with the help of a panel model the presence of common or divergent development patterns and some significant factors of competitiveness at national and regional level (mainly regarding investment and employment, overall and by main economic sectors). The results...

In the paper we analyze the economic, social, cultural, institutional and political factors that determine regional demand for services like "insurance". As economic factors, we analyze the impact of non-governmental credit over the insurance market. Development of an econometric model is based...

Development gaps are a common feature throughout the regions of the European Union, and Romania is no exception. Despite all the political and financial efforts, the convergence process is lengthy and complex, and the gaps with the deepest economic and social roots are the most difficult to be...