Stressed assets have been rising rapidly in India, mainly in public sector banks. A number of factors can be identified that have led to this situation. These include global slow down, governance related issues, political factors as well as mal-intentions and misconduct. Consequently,...

The Indian banking sector has experienced considerable growth and changes since liberalisation of economy in 1991. Though the banking industry is generally well regulated and supervised, the sector suffers from its own set of challenges when it comes to ethical practices, financial distress and...

India has made concerted efforts since 1955 and more specifically since August 2014 to achieve financial inclusion. While the results are encouraging for general public there has been no effective improvement in situation of people with disability. The study attempts to analyse the efforts, and...

Since times immemorial, India has been a leading consumer of gold in the world with an ever-increasing demand for the metal. However, due to a shortage of domestic gold, the country has largely been dependent on gold imports to meet this demand, resulting in large current account deficits. In...

Ethics in business though a seemingly recent subject finds it roots in the ancient writings of Manu, and is even articulated in writings of Adam Smith (1776) and Max Weber (1905). As religions and culture have developed prior to modern business practices, the impact of religion on all aspects of...

India has low pension coverage, and the pension system is unable to fulfill its purpose. A non-contributory, basic pension can guarantee a regular income in old age to all residents of the country, regardless of earning or occupation. The feasibility of introducing such a pension in India is...

Technology adoption is dramatically altering the way we live and work on a daily basis. The nature, pace and impact of this technology adoption at the everyday level is often overlooked. Recent experiences indicate that building on various public and independent initiatives provides a unique...

In many countries people are living longer and enjoying better living conditions than ever before, as a result of increased life expectancy and medical advancements. Besides being a demographic feature, it also has socio-economic connotation in terms of the various challenges that aged...

Old age social security plays a pivotal role in a welfare state and one of the major components of old age social security is pension. The developed countries generally provide pension to those who contribute for pension whereas in majority of the developing countries pensions are provided in a...