In this paper we analyze insurance demand when the utility function depends both upon final wealth and the level of … documented in real insurance markets. …

minimum level of flood insurance penetration, and the resulting increment in total premiums required to achieve this objective … insurance protection. Third, the paper proposes a stylised approach to quantify economic losses associated with uninsured flood … events at different levels of insurance penetration, allowing to take into account that insurance protection could be partly …

Insurance companies can be exposed to climate-related physical risk through their operations and to transition risk … life insurance companies in the U.S. We construct a novel physical risk factor by forming a portfolio of P&C insurers …

little research has investigated the perceptions and attitudes expressed by insurance policyholders. Therefore, to bridge … insurance policyholders in Gauteng. This will inevitably assist insurers to retain more clients as they will have a better … understanding of what influences the risk perception of their insurance policyholders. Exogenous factors relate to external factors …