-of-credits pricing by using a sample extracted from a large Tunisian bank credit portfolio. We, thus, find out that only the opaqueness … neglected by our test bank. The latter gives more weight to the strength of the long-term relationship mainly its status as a … main bank to lower prices. Still, the duration used as a proxy of banking relationship indicates that our bank should …

address the question of default prediction of short-term loans for a Tunisian commercial bank. Design …/methodology/approach – The authors have used a database of 924 files of credits granted to industrial Tunisian companies by a commercial bank in …/value – The paper highlights the fact that the Tunisian central bank obliged all commercial banks to conduct a survey study to …