The CJEU's Schrems judgment of October 2015, besides declaring the European Commission's Decision on the EU-US 'Safe Harbour' data transfer regime invalid, has also settled a number of crucial requirements corresponding to the foundations of EU data protection. In less than one year from the...

""Credit has always been at the center of American capitalism, but it underwent a major shift in the late nineteenth century. Along with the industrial and bureaucratic transitions, for the first time more and more workers used their future labor income as collateral to build debt, however small...