After 10 years of successful adjustment, with real economic growth averaging 5 percent per year, Ghana's recorded … savings and investment rates remain very low - even by sub-Saharan African standards. However, survey evidence suggests that … actual savings and investment rates are much higher than recorded rates. National accounts statistics do not capture a large …

and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only … offered financial education. Both programs included a voluntary after-school savings club that provided students with a locked … money box. After nine months, both programs had significant impacts on savings behavior relative to the control group …

consider discussing its intensity. This paper uses the fifth round of the Ghana Living Standards Survey data, employing the … 1,600 and 1,591 households for the loan refusal and intensity of loan refusal respectively shows that income and savings … inversely relate to loan refusal and the intensity of loan refusal. The dominance analysis also showed that in Ghana, household …

Ghana can be considered a relative success story in Africa. We cite six variables - peace and stability, democracy and … the social contract. The oil curse thus threatens the very outcomes that we consider signs of Ghana’s success. This paper … draws lessons from the experiences of Norway, Botswana, Alaska, Chad, and Nigeria to consider Ghana’s policy options. One …

Village Savings and Loans Association (VSLA) in Awutu Senya West District of Ghana and the resulting amounts saved. Using a …At the macro level, savings mobilization plays an important role in economic growth and development whilst at the micro … household level it plays a critical role in production, consumption and investment decisions. However, savings mobilization in …