approaching their retirement, the average person approaching retirement age is not likely to suffer a life changing financial loss … been greatly exaggerated. If there is any postponement of retirement due to stock market losses, on average it will be a … background information that corrects misperceptions about pension holdings of the retirement age population. Pension coverage is …

Do workers value retirement benefits? We find that dollars paid in employer contributions to 401(k) plans have double …-age occupations. We use two novel instruments for identification: 1) IRS non-discrimination testing of retirement plans and 2 …) national wage setting. We then estimate an on-the-job search model which shows that higher income workers value retirement …

This paper examines how workers allocated their contributions and assets in their employer-sponsored retirement savings …

. When selecting an optimal retirement strategy a retiree may aim to maximize the coverage ratio, a novel metric superior to … evaluate in order to find an ideal retirement strategy …

provide a new tool for managing the key risks in retirement – longevity, medical expenditures and inflation – with a holistic … Retirement Security Product (RSP) …