Today’s regulatory rules, especially the easily-manipulated measures of regulatory capital, have led to costly bank … failures. We design a robust regulatory system such that (i) bank losses are credibly borne by the private sector (ii …) systemically important institutions cannot collapse suddenly; (iii) bank investment is counter-cyclical; and (iv) regulatory …

creating counter-cyclical incentives for banks to raise capital, and so encourage bank lending in bad times. They avoid the …

indicators of the financial situation of a bank. We test the predictive power of these ratios using logistic regression. The …

bank performance with respect to bank as an intermediation agent also affects the wealth of stakeholders, especially … depositors. Agency problems cause severe effects on bank performance. This research examines agency theory arguments in the … yield. Agency costs are proxied by earnings volatility, manager’s portfolio diversification losses, bank size, and …

Bank credit margins are set by two dynamics: loan interest rates and deposit interest rates. The latter is the leading …

influence consumers to choose a bank with which to contract a service in a situation of information asymmetry? In this situation … opportunistic behaviour. To reduce it, consumers can use, on one hand, signals that the bank sends to the market, such as reputation … specific bank and not others. Relations among those variables were tested with a sample of 155 bank users when they have not …

data on the religion and caste of bank officers and borrowers from a bank in India, and a rotation policy that induces …