Krishnan, C.N.V.; Ergungor, O. Emre; Laux, Paul A.; … - In: Journal of Financial Intermediation 19 (2010) 2, pp. 207-234
Despite extensive monitoring, banking operations are often considered opaque, and despite explicit capital adequacy regulation, banks may have substantial discretion in their financing. Both monitoring and capital regulation have changed substantially over time, with the adoption of FDICIA being...