This study applied the paired t-test and logistic regression analysis to assess the impacts of the rural SACCOS' loans on borrowers in Tanzania where 431 borrowers from 37 rural SACCOS in Morogoro, Dodoma and Kilimanjaro regions were involved. The study noted that 73.5% of the rural SACCOS'...

One of the most crucial and leading factors constraining smallholder farmers' development in developing countries like Zimbabwe is limited access to financial capital and credit especially from the formal lending institutions. This is because on one hand, these farmers fail to fulfil the formal...