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GSE Activity and Mortgage Supply in Lower-Income and Minority Neighborhoods : The Effect of the Affordable Housing Goals
Bhutta, Neil - 2017
abrupt changes in tract eligibility, I find some evidence of a small UAG effect on GSE purchases and mortgage originations …
Persistent link: https://www.econbiz.de/10012964828
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Walking the walk? : bank ESG disclosures and home mortgage lending
Basu, Sudipta; Vitanza, Justin; Wang, Wei; Zhu, Xiaoyu - In: Review of accounting studies 27 (2022) 3, pp. 779-821
Persistent link: https://www.econbiz.de/10013457384
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Credit Risk of Low Income Mortgages
Fout, Hamilton B. - 2017
Using Fannie Mae loan-level data on fixed-rate owner occupied purchase mortgage acquisitions, we examine the role of …
Persistent link: https://www.econbiz.de/10012954712
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Credit risk of low income mortgages
Hamilton, Fout; Li, Guo; Palim, Mark; Pan, Ying - In: Regional science & urban economics 80 (2020), pp. 1-17
Persistent link: https://www.econbiz.de/10012426574
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Does giving CRA credit for loan purchases increase mortgage credit in low-to-moderate income communities?
Brevoort, Kenneth P. - 2022
Persistent link: https://www.econbiz.de/10013413314
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How much does racial bias affect mortgage lending? : evidence from human and algorithmic credit decisions
Bhutta, Neil; Hizmo, Aurel; Ringo, Daniel - 2024
Persistent link: https://www.econbiz.de/10014575758
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Differences in subprime loan pricing across races and neighborhoods
Ghent, Andra C.; Hernández-Murillo, Rubén; Owyang, … - In: Regional science & urban economics 48 (2014), pp. 199-215
Persistent link: https://www.econbiz.de/10011283961
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What drives racial and ethnic differences in high cost mortgages? : the role of high risk lenders
Bayer, Patrick J.; Ferreira, Fernando Vendramel; Ross, … - 2016
This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …
Persistent link: https://www.econbiz.de/10011524186
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Subprime Mortgage Default in Minority Neighborhoods
Connolly, Robert A. - 2016
In this paper, we empirically examine differences in subprime borrower default decisions by Census tract characteristics in order to clarify how the subprime foreclosure crisis played out in minority areas. An innovation in our modeling approach is that we do not constrain the impact of...
Persistent link: https://www.econbiz.de/10012988155
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Introduction of Credit Scores and Subprime Lending in Minority Neighborhoods
Jakucionyte, Egle; Singh, Swapnil - 2021
scores by the Government Sponsored Enterprises (GSEs) in mortgage underwriting to answer this question. The use of credit …
Persistent link: https://www.econbiz.de/10013215740