deposits towards non-deposit liabilities. We find that unobserved timeinvariant bank fixed effects are ultimately the most … important determinant of banks' capital structures and that banks' leverage converges to bank specific, time invariant targets …. -- Bank capital ; capital regulation ; capital structure ; leverage …

accounting for loan portfolios held to maturity. Marked-to-market bank assets have declined by an average of 10% across all the …-- unlike insured depositors, uninsured depositors stand to lose a part of their deposits if the bank fails, potentially giving … them incentives to run. A case study of the recently failed Silicon Valley Bank (SVB) is illustrative. 10 percent of banks …

accounting for loan portfolios held to maturity. Marked-to-market bank assets have declined by an average of 10% across all the … depositors, uninsured depositors stand to lose a part of their deposits if the bank fails, potentially giving them incentives to … run. We show that a bank’s survival depends on the market beliefs about the share of uninsured depositors who will …