We develop a theory that connects insurance premiums, insurance companies’ investment behavior, and equilibrium asset … prices. Consistent with the model's key predictions, we show empirically that (1) insurers with more stable insurance funding … take more investment risk and, therefore, earn higher average investment returns; (2) insurance premiums are lower when …

. Moreover, we also examine the jump-free and jump models in terms of their impact on insurance pricing, specifically term … annuity and life insurance present values calibrated for both pre- and post-COVID data. …

1 Introduction -- Trends in Insurance Rate Litigation -- Rate Regulatory Laws -- Focus of Analysis -- I The Procedural … Aspects of Insurance Rate Regulation -- 2 Ratemaking Initiative -- 3 Nature of Administration Rate Hearings -- 4 Procedural … of Substantive Issues Concerning Insurance Rate Regulation -- 8 Risk Classifications Plans -- 9 Standards for Determining …

In a bonus-malus system in car insurance, the bonus class of a customer is updated from one year to the next as a …