The authors empirically analyze the price-setting behaviour of the major Canadian banks in the residential mortgage … market over the period 19912007. They use weekly posted prices of the major mortgage providers to study the degree of … competition in mortgage price setting. Their results suggest that the residential mortgage market is imperfectly competitive. They …

finance policies of Canada and the United States. Why is it that the United States suffered through such a painful housing … bubble and bust in the last decade, while Canada did not? After all, the two countries enjoy relatively similar homeownership … rates and share many other attributes. The answer, quite simply, is that Canada did not become enthralled with the laissez …

Following the crisis, macroprudential regulations targeting mortgage-market vulnerabilities were widely adopted, their … of recently implemented mortgage stress tests, requiring borrower qualification based on the mode of 5-year rates posted …

Federal Land Banks and Financial Distress, 1916- -- Falling Prices and Mortgage Crisis, 1926- -- Herbert Hoover and the Urban … Mortgage Crisis in the Great Depression -- A New Deal for Farm Mortgages -- Housing, Heavy Industry, and the Forgotten New Deal …