Showing 21 - 30 of 513,336
geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …
Persistent link: https://www.econbiz.de/10010295912
The purpose of this paper is to measure the potential impact of business-sector concentration on economic capital for loan portfolios and to explore a tractable model for its measurement. The empirical part evaluates the increase in economic capital in a multi-factor asset value model for...
Persistent link: https://www.econbiz.de/10010295916
parametric methods. Thus, the implicit assumption of serial independence of bank production in most methods has an important …
Persistent link: https://www.econbiz.de/10010295917
Outright bank failures without prior indication of financial instability are very rare. Supervisory authorities monitor … regarded as troubled to varying degrees before outright closure. But to our knowledge virtually all studies that predict bank … failures neglect the ordinal nature of bank distress. Exploiting the distress database of the Deutsche Bundesbank we …
Persistent link: https://www.econbiz.de/10010295922
subset of large German banks, we estimate the target level and the adjustment speed of the capital ratio for each bank …
Persistent link: https://www.econbiz.de/10010295925
on bank credit and as they represent the vast majority of the corporate sector reduced credit availability for those …-sized enterprises (SME). We measure the financing opportunities of SMEs based on the bank debt/assets ratio and the logarithmized credit … size and control both explicitly for bank mergers and for the increase in the average bank size in the course of the …
Persistent link: https://www.econbiz.de/10010295928
problems involved. In this study, we analyze the effect of German bank mergers in the period 1995-2000 on banks' profitability …
Persistent link: https://www.econbiz.de/10010295943
multiple technology regimes and group membership probabilities. The latter are conditioned on six bank traits of German banks …. Wir ermitteln die Wahrscheinlichkeit der Gruppenzugehörigkeit (GZW) je Bank in Abhängigkeit von sechs individuellen …
Persistent link: https://www.econbiz.de/10010295952
The Scale-Efficiency version of the Efficient-Structure Hypothesis and the Structure-Conduct-Performance Hypothesis find empirical support in German banking data from 1998 to 2002. Due to the acceptance of the two hypotheses and the existence of overall economies of scale, we conclude that...
Persistent link: https://www.econbiz.de/10010296340
Die Studie setzt sich zum Ziel, empirisch fundierte Aussagen zur Wechselbereitschaft aus scheinbar stabilen Haus- bzw. Hauptbankverbindungen zu treffen. Hierbei stehen die potentiellen Wechselgründe genauso im Blickpunkt wie die möglichen Gründe, einen Wechsel nicht zu vollziehen, obwohl...
Persistent link: https://www.econbiz.de/10010296585