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in retail payments on bank revenue and costs. We conclude that, although banks are likely to realize substantial long …
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In this paper we seek to do two things. Firstly, by exploring the fundamental properties and various applications of open application programming interfaces (APIs) mentioned in extant literature, we articulate what are the relevant theories that give rise to the new organisational structures and...
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(collecting) bank is illustrated. The essay concludes with a brief discussion of aspects of enrichment …
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A cashless society describes an economic state whereby financial transactions are not conducted with money in the form of physical banknotes or coins, but rather through the transfer of digital information (usually an electronic representation of money) between the transacting parties. Cashless...
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relationship between retail payment business and overall bank performance. Using data from across 27 European markets over the … period 2000–2007, we analyse whether the provisions of retail payment services are reflected in improved bank performance … adoption of retail payment transaction technologies. Retail payment transaction technology can itself also improve bank …
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