Chakravarty S. P. (2006) Regional variation in banking services and social exclusion, Regional Studies 40, 415-428. The paper examines the argument that the concentration of banking in large urban areas could result in social exclusion. There are those who fear that customers living in...

The European Commission argues that the state-owned banks in Germany enjoy an unfair advantage over the private sector banks in the cost of borrowing funds in the financial markets because of state guarantees that public sector banks are perceived to enjoy. This note demonstrates that the blame...