A common approach to avoid risk selection in health insurance markets is to define and enforce a community-rated basic benefit package. The market for complementary insurance is usually completely separate from the market for basic health insurance. In Switzerland, however, the basic benefit...

In the absence of a perfect risk adjustment scheme, reimbursing health insurers' costs can reduce risk selection in community-rated health insurance markets. In this paper, we develop a model in which insurers determine the cost efficiency of health care and have incentives for risk selection....

Gesundheitsökonomen nehmen Stellung zu den „Eckpunkten zu einer Gesundheitsreform“ der Koalitionsparteien vom 4. Juli 2006.

Das Bundesministerium für Gesundheit hat Ende März Eckpunkte zur Reform des Risikostrukturausgleichs in der Gesetzlichen Krankenversicherung vorgelegt. Welchen Anforderungen sollte eine solche Reform genügen?