The OECD Competition Committee debated retail banking in October 2006. This document includes an executive summary and the documents from the meeting: an analytical note by the OECD and written submissions from Brazil, Chinese Taipei, the Czech Republic, Denmark, the European Commission, France,...

The OECD Competition Committee the role of competition in the regulation of banks in February 1998. This document includes an executive summary and submissions from Australia, Austria, Canada, the Czech Republic, Denmark, the European Commission, Finland, France, Germany, Greece, Hungary, Italy,...

The OECD Competition Committee held a roundtable discussion on Competition, Concentration and Stability in the Banking Sector in February 2010. This document includes an executive summary and the documents from the meeting: an analytical note by the OECD, written submissions from Australia,...

This paper surveys technological disruption in banking, examining its impact on competition and its potential to increase efficiency and customer welfare. It analyses the possible strategies of the players involved—incumbents and FinTech and BigTech firms—and the role of regulation.

The great majority of Austrian banks operate on a regional or local basis and only a few banks provide their services on a national or even international scale. Obviously, the market environments regional or local banks face are different from that of nationwide operating banks. Casual evidence...

In this paper we investigate the performance of the Austrian banks which have, either actively or passively, participated in a domestic intra-banking merger or acquisition operation since 1995. For this purpose we apply the DEA methodology in combination with a Tobit regression approach to...

This paper is aimed at exploring how X-efficiency or management quality is associated with one of the most vivid forms of international banking, that is, entering new markets by setting up foreign subsidiaries. The analysis focuses on the supposition that management quality ought to be one of...

The paper investigates the determinants of banking profitability and banking market conditions in Austria. We conduct a panel econometric analysis which allows for testing the hypotheses which have become the most prominent in the literature on bank profitability: the...

We analyze the inward and outward transmission of regulatory changes through German banks' (international) loan portfolio. Overall, our results provide evidence for international spillovers of prudential instruments, these spillovers are however quite heterogeneous between types of banks and can...

We present a model in which banks and other financial intermediaries face both occasionally binding borrowing constraints, and costs of equity issuance. Near the steady state, these intermediaries can raise equity finance at no cost through retained earnings. However, even moderately large...