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Manufacturing firms in developing countries have traditionally been relatively protected. They have also been subject to heavy regulation, much of it biased in favor of large enterprises. Accordingly, it is often argued that manufacturers in these countries perform poorly in several respects: a)...
Persistent link: https://www.econbiz.de/10005116686
In the next ten years, advocates of microfinance organizations (MFOs) will seek more than $20 billion to provide small …-percent increase in the about $200 million spent per year on domestic microfinance. Most of the excitement for the promise of … microfinance in the United States has been sparked by reports of the success of the Grameen Bank of Bangladesh. Was Grameen a good …
Persistent link: https://www.econbiz.de/10005118666
loans with characteristics similar to current loans--to inform decisions. Can credit scoring do the same for microfinance … lenders in poor countries? This paper argues that scoring does have a place in microfinance. Although scoring is less powerful …--current microfinance technologies. Furthermore, the derivation of the scoring formula reveals how the characteristics of borrowers, loans …
Persistent link: https://www.econbiz.de/10005118697
Sparked by examples from the third world, hundreds of microenterprise programmes have been started in the first world. Will they be successful? This paper reviews the evidence and concludes that microenterprise development is more difficult in the first world. For example, the microenterprise...
Persistent link: https://www.econbiz.de/10005118723
Can scoring models help microfinance lenders in poor countries as much as they have helped credit-card lenders in rich … microfinance depend on many factors difficult to include in statistical models, I find that inexpensive data does indeed have some … predictive power. In microfinance, computer models will not replace loan officers, but they can flag the highest risks and act as …
Persistent link: https://www.econbiz.de/10005118773
This paper presents a scoring model that predicts the risk of drop-out for borrowers at a microfinance lender in … suggest that scoring may help microfinance lenders to detect segments of their clientele (and even specific current clients …
Persistent link: https://www.econbiz.de/10005118802
This paper examines the development of microfinance market from the household perspective as it relates to poverty …
Persistent link: https://www.econbiz.de/10005439672
, small- and medium-sized enterprises (MicSMEs) and poor households. The overall policy environment for promoting microfinance …
Persistent link: https://www.econbiz.de/10005439711
The need to develop securities market has, following the recent international financial crises, increasingly attracted the attention of national and international policy makers. Never before have developed and developing countries shared such a strong interest in ensuring the stable growth of...
Persistent link: https://www.econbiz.de/10005561601
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10005566661