prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …Using a novel database containing the time-series details of the organizational structure of individual bank holding …

Bank holding companies (BHCs) can be complex organizations, conducting multiple lines of business through many distinct … legal entities and across a range of geographies. While such complexity raises the costs of bank resolution when … geographic complexity can engender explicit trade-offs between the agency problems that increase risk and the diversification …

This study is aimed to examine the impact of income diversification on bank risk in Vietnam before and during the COVID … general least squares model (FGLS), our main result shows that the higher the level of income diversification, the lower the … risk of default. However, the diversification strategy should be conducted based on each source of non-interest income, in …

circumstances, this paper has several goals. The first one consists of exploring which the geographic diversification patterns of … population is well below 100,000 inhabitants) is rather uninformative. Results indicate: (i) the location and diversification …' performance and geographic diversification; (iii) the evaluation of growth and financial development at municipal level indicates …