Credit score cutoff rules result in very similar potential borrowers being treated differently by mortgage lenders … interpret the cutoff rule evidence and conclude that mortgage securitizers were in fact aware of and attempted to mitigate the …

Mortgage originators use credit score cutoff rules to determine how carefully to screen loan applicants. Recent …

selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great … Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and … investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and …

view of the mortgage loan industry throughout the 1920s and early '30s. Combining this with the stories of those involved …