Financial regulators are challenged with finding the most efficient and effective ways to monitor banks given an expanding and complex international financial system. Market discipline has grown in importance as a way to discourage banks from taking on unnecessary risk (Barth et al., 2004; Nier &...

Using representative samples from populations of 19 sub-Sahara African countries, this paper investigates the effects of different levels of HIV/AIDS knowledge on sexual behavior of males with country specific effects and controls for socioeconomic characteristics and location of residence. The...

The spread of HIV and AIDS and risky sexual behavior continues to be a problem in Sub-Saharan African countries despite government measures to educate people on the risk and severity of the disease and measures to promote safe sex practices such as making condoms readily available at reduced or...

We estimate the academic benefits to college students living on campus and investigate why they may perform better in school. This paper addresses two channels to explain why living on campus may improve academic performance. First, we examine whether on-campus students are more likely to take...

Many large universities require freshman to live in dormitories on the basis that living on campus leads to better classroom performance and lower drop out incidence. Large universities also provide a number of academic services in dormitories such as tutoring and student organizations that...

Many large universities require freshman to live in dormitories on the basis that living on campus leads to better classroom performance and lower drop out incidence. Large universities also provide a number of academic services in dormitories such as tutoring and student organizations that...

Using data from the National Family Health Surveys (NFHS-3), this paper analyzes the socioeconomic correlates of sexual behavior, HIV/AIDS knowledge and stigma in India. The main findings are that, overall, the Indian population is faithful and abstains from sex with very small variations across...

The spread of HIV and AIDS and risky sexual behavior continues to be a problem in Sub-Saharan African countries despite government measures to educate people on the risk and severity of the disease and measures to promote safe sex practices such as making condoms readily available at reduced or...

This paper estimates the association between HIV knowledge and risky sexual behavior in India. Using data from the third wave of the national demographic survey, we find that better HIV related knowledge does not always promote safer sexual practices. While, better HIV knowledge increases the...