Although policymakers often discuss tradeoffs between bank competition and stability, past research provides differing … competition materially boosts individual and systemic bank risk. With respect to the mechanisms, we find that competition reduces … theoretical perspectives and empirical results on the impact of competition on risk. In this paper, we employ a new approach for …

In this paper we analyse the bank merger between DnB and Gjensidige Bank in 2003, ranked by market share as number one … and number three in the Norwegian bank market. Focusing on loans to firms, our difference-in-differences analysis shows no … remedial measures imposed by the Norwegian Competition Authority on the two merging parties are also likely to explain some of …