decision process of mortgage loans. Design/methodology/approach: Multiple criteria decision analysis (MCDA) has proved over the … categorical based evaluation technique (MACBETH) to a pre-established structure of credit-scoring criteria for mortgage lending … accurate mortgage-lending risk-evaluation system. The sensitivity and robustness analyses carried out also helped in promoting …

This paper investigates the housing and mortgage markets by means of an agent-based macroeconomic model of a credit … households’ creditworthiness conditions required by banks in order to grant a mortgage. Results show that easier access to credit …