This study investigates the effectiveness of technology models in credit risk scoring modeling in emerging markets. the study proposes evaluation methods for credit risk scoring modeling for current and potential borrowers through an investigation into the Egyptian banking industry by offering...

In China, medium, small, and micro enterprises (MSMEs) play an important role in economic development, but they are difficult to obtain a substantial loan due to their unquantifiable credit rating and default. To address this issue, this paper applies machine learning and intelligent...