three factors, in addition to the common household and demographic factors, are relevant for the net wealth accumulation … particular in homeownership rates and house price dynamics, are important for explaining wealth differences across euro area …Results from the Eurosystem Household Finance and Consumption Survey reveal substantial variation in household net …

effect of wealth shocks on household consumption and individual expectations of the future. Many household experienced a … significant wealth shocks, but these shocks led to modest spending effects and small revisions to expectations regarding future … bequests. Expectations of bequests seem particularly tied to housing wealth. …

lack of reliable panel data on household expenditures. One possibility is to use surveys that follow the same households … alternative approach is to use the accounting identity that total household spending is equal to income plus capital gains minus … the change in wealth over the period. The goal of this paper is to examine the advantages and difficulties of using this …

housing markets are therefore key to understanding personal portfolios, saving, the household distribution of wealth, and the …Housing is the single most important component of personal wealth in most countries. The special characteristics of … consumption of housing as a component of personal wealth. The impacts of rates of home ownership, credit market characteristics …

of homeownership in Malta, the median net wealth in Malta was estimated to be significantly higher than in the euro area …This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for … Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real …