market. An individual bank's ability to earn higher markup or charge a higher net interest margin contributes to its …

China, while state-owned commercial banks operate nationwide).Using a field survey on 20 city commercial banks from three … those controlled by state-owned enterprises. Geography and policy do matter, and reform of state-owned commercial banks is … necessary to bring better banking to China …

financial crisis of 1997-98. In 2003, the big four state-owned banks (the Industrial & Commercial Bank of China, China … Construction Bank, Bank of China, and Agricultural Bank of China), as well as the China Development Bank, began the process of … & Commercial Bank of China, China Construction Bank, and Bank of China, became the world's top three banks in terms of market …

Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local …

Using proprietary individual level loan data, this paper explores the economic consequences of the 2009 bank entry … deregulation in China. Such deregulation leads to higher screening standards, lower interest rates, and lower delinquency rates for … corporate loans from entrant banks. Consequently, in deregulated cities, private firms with bank credit access increase asset …

understand the reform of China's financial industry and the future direction of banking. …Introduction -- The Rise and Development of Non-traditional Banking Business in China -- The Impact of Income … Diversification on Chinese Banks: Bank Performance -- The Impact of Income Diversification on Chinese Banks: Bank Risk -- The Impact …

The pace of transition in China over the last two decades has led to great variation across the country in terms of … important institutional developments in China are the emergence and gradual dominance of the market economy, financial deepening …