. Overall, our results suggest that the effect of regulation is to produce a slight increase in the proportion uninsured, as … regulations produce only small changes in risk pooling because the extent of pooling in the absence of regulation is substantial …

quantitative estimates of the consequences of government regulation. We estimate the impact of restricting gender-based pricing in …

Territory design and analysis using geographical loss cost are a key aspect in auto insurance rate regulation. The … equity of pure premium, as required by insurance regulation. To achieve this goal, the spatially-constrained clustering of …-constrained clustering approach in defining geographical rating territories for insurance rate regulation purposes. The significance of this …

allowed. We extend the analysis to investigate some related issues, including (i) age-based pricing regulation (ii) exchange …