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How Do Unisex Rating Regulations Affect Gender Differences in Insurance Premiums?

Aseervatham, Vijay; Lex, Christoph; Spindler, Martin - 2014

As of December 21, 2012, the use of gender as an insurance rating category was prohibited. Any remaining pricing disparities between men and women will now be traced back to the reasonable pricing of characteristics that happen to differ between the groups or to the pricing of characteristics...

Persistent link: https://www.econbiz.de/10014163171

Rate Regulation, Safety Incentives, and Loss Growth in Workers' Compensation Insurance

Harrington, Scott E.; Danzon, Patricia M. - 2011

We analyze the relationship between insurance rate regulation, inflationary cost surges, and incentives for loss … price constraints, suggesting that rate regulation increased the frequency and/or severity of employee injuries …

Persistent link: https://www.econbiz.de/10014037769

Chapter 5. Insurance and Insurance Markets

Dionne, Georges; Harrington, Scott E. - In: Handbook of the economics of risk and uncertainty : volume 1, (pp. 203-261). 2014

cycles; insurance price regulation; insurance company capital adequacy and capital regulation; the development of insurance …

Persistent link: https://www.econbiz.de/10014025527

The Economics and Politics of Choice No-Fault Insurance

Lascher, Edward L. - 2001

In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort...

Persistent link: https://www.econbiz.de/10013519100

Insurance Rate Litigation : A Survey of Judicial Treatment of Insurance Ratemaking and Insurance Rate Regulation

Mintel, Judith K. - 1983

Aspects of Insurance Rate Regulation -- 2 Ratemaking Initiative -- 3 Nature of Administration Rate Hearings -- 4 Procedural … of Substantive Issues Concerning Insurance Rate Regulation -- 8 Risk Classifications Plans -- 9 Standards for Determining … Retroactive Rate Regulation -- 14 Residual Market Rate Regulation -- III Judicial Treatment of Other Insurance Rate Regulatory …

Persistent link: https://www.econbiz.de/10013519793

Pricing Regulation and Insurer Entry on the ACA Health Insurance Marketplaces

Ko, Ami; Fang, Hanming - 2023

To limit price variations across consumers, the ACA requires that an insurance plan sold on the Health Insurance Marketplaces be uniformly priced across multiple counties within a geographic rating area. However, insurers’ service areas are not regulated by the ACA which could result in...

Persistent link: https://www.econbiz.de/10014348119

Insurance rate regulation, management of the loss reserve and pricing

Narayanamoorthy, Gans; Page, John R.; Song, Bohan - In: The accounting review : a publication of the American … 98 (2023) 6, pp. 407-434

Persistent link: https://www.econbiz.de/10014390411

The economics and politics of choice no-fault insurance

Lascher, Edward L. (ed.); Powers, Michael R. (contributor) - 2001

Persistent link: https://www.econbiz.de/10013437622

Anti-Discrimination Insurance Pricing : Regulations, Fairness Criteria, and Models

Xin, Xi; Huang, Fei - 2021

With the rapid development of artificial intelligence/machine learning technologies and insurers’ extensive use of Big Data, a growing concern is that insurance companies can use proxies or develop more complex and opaque algorithms to discriminate against policyholders. A grey area has...

Persistent link: https://www.econbiz.de/10013226719

Antidiscrimination insurance pricing : regulations, fairness criteria, and models

Xin, Xi; Huang, Fei - In: North American actuarial journal : NAAJ ; leading the … 28 (2024) 2, pp. 285-319

Persistent link: https://www.econbiz.de/10014566477