Showing 85,921 - 85,930 of 86,931
policymakers' efforts to strengthen bank capitalization …
Persistent link: https://www.econbiz.de/10012677547
This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid expansion of this market. We show that lending standards declined more in areas that experienced larger credit booms and house price increases. We also find that the underlying...
Persistent link: https://www.econbiz.de/10012677586
We analyze recent trends in, and determinants of, financial supervisory governance. We first calculate levels of supervisory independence and accountability in 55 countries. The econometric analysis of the determinants indicates that the quality of public sector governance plays a decisive role...
Persistent link: https://www.econbiz.de/10012677608
affected by bank branch deregulation and employment protection occurring over 1972-1993. We find that financial liberalization …
Persistent link: https://www.econbiz.de/10012677658
financial conditions in the foreign bank's home country …
Persistent link: https://www.econbiz.de/10012677659
identified late, solutions are much more costly. Until recently, Europe has seen only a small number of outright bank failures …, which made the estimation of early warning models for bank supervision very difficult. This paper presents a unique database … of individual bank distress across the European Union from mid-1990s to 2008. Using this data set, we analyze the causes …
Persistent link: https://www.econbiz.de/10012677700
associated with a specific bank. Our approach defines the banking system as a portfolio of banks and infers the system …
Persistent link: https://www.econbiz.de/10012677701
Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in … 41 SSA countries to study the determinants of bank profitability. We find that apart from credit risk, higher returns on … assets are associated with larger bank size, activity diversification, and private ownership. Bank returns are affected by …
Persistent link: https://www.econbiz.de/10012677708
As in other sectors, competition in finance matters for allocative, productive and dynamic efficiency. Theory suggests, however, that unfettered competition is not first best given the special features of finance. I review these analytics and describe how to assess the degree of competition in...
Persistent link: https://www.econbiz.de/10012677735
Purpose – The purpose of this paper is to investigate the association between risk governance and bank performance in a … country where disclosure of risk information is virtually voluntary. Design/methodology/approach – Using 210 bank … significant relationship exists between risk governance and banks’ accounting- and market-based performance. Findings – This paper …
Persistent link: https://www.econbiz.de/10014929902