1. Introduction -- 2. Foundations of financial regulation -- 3. The information problem and regulatory failure -- 4. An …. Conceptualizing a regulatory response to fintech -- 10. Analysing the current menu of fintech regulation. … and practitioners interested in financial technology and regulation. Christopher Ruof is a former Research Associate at …

occurred, the adaptation of supervisory oversight and regulation in the face of these new developments is expected to continue … and Regulation Conference co-sponsored by the Federal Reserve Banks of Atlanta and San Francisco. Revised before … changes pose for financial supervision and regulation. Taken together, the papers offer valuable insights on 1) the forces …

This paper analyses the challenges for financial regulation posed by new financial technologies. It provides a … decentralised finance without intermediaries. Four possible responses are identified: enhancing or adapting existing regulation …, developing new regulation, reducing barriers to entry and exit and monitoring and regulating the ‘permissionless …

in existing regulatory frameworks, develop bespoke regulation, or adopt test and learn policies through institutional … regulation and supervision and has advantages and disadvantages. While it can help authorities monitor and respond to the … poorly or with an unclear use case. Ultimately, the aim for authorities should be to consider fintech regulation part of the …

In the ongoing discussions about financial services regulation, one critically important topic has not been recognized …, let alone addressed. That topic is what this Article calls the “entity-centrism” of financial services regulation. Laws … covering many types of financial services activities. In other words, entity-centrism in financial services regulation is …

The debates around financial services regulation are fierce and unending, and with every new development or law, rigid … of the wide world of finance. Including discussions on the public interest elements of regulation, on informational … worrying landscape of financial services regulation. Looking across historical detail to the present, and future, of regulation …