Real estate holdings, i.e. housing wealth and estates in land account for the majority of assets owned by Austrian households. At the same time, the associated mortgage loans constitute the bulk of households’ liabilities. Therefore, detailed data on real estate holdings and real estate...

Die Vererbung von Vermögen ist entscheidend für die Reproduktion sozialer Ungleichheit.Auf Basis von Daten des „Household Finance and Consumption Survey“ beschäftigtsich dieser Artikel mit dem Erbgeschehen in Österreich. Wahrnehmungen zum Erben, Häufigkeit und Umfang des Erbens sowie...

This book focuses on recent financial market reforms, and their implications for social, economic and political exclusion. In particular it considers the hitherto under-researched question of whose interests govern the design of regulatory mechanisms and who influences the decision-making...

Using the first wave of the Eurosystem Household Finance and Consumption Survey (HFCS), a large micro-level dataset on households’ balance sheets in 15 euro area countries, this paper explores how households allocate their assets. We derive stylised facts on asset participation as well as...