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Buying a house changes a household's balance sheet by simultaneously reducing liquidity and introducing mortgage …, a new mortgage acquisition has a robust and statistically significant positive effect on credit card utilization - the … acquisition of a new mortgage, consistent with larger down payments leaving households more constrained. …
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evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …
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Housing research is one of the hot topics in many countries. This paper provides a quick review of the housing economics research in the US, Sweden, Latvia, China, Corsica, and Italy published in this special issue. Bao and Shah studied the effects of home-sharing platforms in general and the...
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