. Policy efforts to increase access to finance in Pakistan have taken time to bear fruit, but now access is indeed expanding … quickly in certain financial sectors (microfinance, remittances), albeit from a very low base. Nevertheless, policy measures … cannot single-handedly increase financial access; financial institutions' willingness to expand access in Pakistan has been …

This paper is based on a research work undertaken in 2012 on the dynamics of microfinance institutions (MFIs) and their … disbursement and repayment of loans, the paper suggests recipients of microfinance products and services are better off in terms of … microfinance services. The paper recommends timely disbursement of credit, flexible terms of credit repayment and awareness …

enterprises and the constraints to SME financing remain the main topic of policy discussion today. Against this background, the … success of microfinance around the world, a large number of commercial banks have made a profitable business out of this … sector. This paper explores various business models by commercial banks in microfinance and provides policy implications for …