Canadian banks manipulated the provision for credit losses to ‘smooth’ earnings. …

We study the role of the bank-lending channel in propagating fluctuations in commodity prices to credit aggregates and … aggressively, supporting the hypothesis that the overall credit response to commodity prices works also through the credit supply …

Evidence from credit files is provided to examine bank lending determinants of Thai commercial banks. Their lending … relationship banking and risk control via credit availability. Information about later default reveals prudent relationship lending …

unstable regimes with no tendency to return to the long term credit demand equation, whereas for some other countries there is …

information sharing via credit bureaus/registries on corruption in bank lending. Using the unique World Bank data set (WBES …) covering more than 4,000 firms across 56 countries with information on credit bureaus/registries, assembled by Djankov, McLiesh …, and Shleifer [2007. Private credit in 129 countries. Journal of Financial Economics 84, 299-329], and bank regulation data …

case of the Cooperative Credit Banks (CCBs) using time series data from 2000Q1 to 2022Q4. The specified models include the …-run relationship between credit and economic variables. In the second, on the basis of appropriate exogeneity tests, only the credit … affected by economic fluctuations in the case of the CCBs, namely these tend to reduce credit by less or not at all during …

Identifying the drivers of credit cycles is crucial for prudential regulation. We show in a model that investor … sentiments result in excessive asset price movements, leading to sharp credit reversals. Motivated by this, we decompose … fluctuations in stock prices into fundamental and noise shocks and estimate their effects on credit. Both shocks lead to a credit …

susceptible to domestic and external shocks thus commercial bank's capacity to create credit is compromised in response to a tight …