adequacy constraint and the provisioning system, amplify credit fluctuations. Our finding is consistent with the bank capital … channel hypothesis, which means that poorly capitalized banks are constrained to expand credit. We also find that loan loss … provisions (LLP) made in order to cover identified credit losses (non discretionary LLP) amplify credit fluctuations. Indeed, non …

such intervention, on bank credit in a panel of EMEs. We find that, for well capitalised banking systems, holdings of … government and central bank paper over time lead to an expansion in their credit to the private sector. This result is confirmed …

in credit for family firms was smaller than that for non-family firms. Results are robust to ex-ante observable … amount of credit granted to family and non-family firms is related to an increased role for soft information in Italian banks …

Bribery, rather than firm performance, largely determines the extent to which private firms access bank credit in China …