Weltweit steigt die Lebenserwartung der Menschen. Doch jedes zusätzliche Lebensjahr bedeutet eine höhere finanzielle Belastung im Alter. Bei sinkenden Renten und Nullzinsen ein immer schwierigeres Unterfangen. Beate Sander, Grande Dame der Geldanlage und Bestsellerautorin, zeigt auf, wie Sie...

This paper studies financial behaviors of households in China's Beijing urban area. Demographic and psychometrical data were collected through questionnaire surveys and analyzed by logistic regression and Tobit regression methods. Several important factors which affect the willingness of the...

We examine whether Japanese households have begun to dissave and reduce their holdings of risky assets because of population aging over the period 2000–14. While there is little doubt that household savings have decreased, the true trend without a negative income shock in the early 2000s would...

Do investors pay enough attention to long-term fundamentals? We consider the case of demographic information. Cohort size fluctuations produce forecastable demand changes for age-sensitive sectors, such as toys, bicycles, beer, life insurance, and nursing homes. These demand changes are...

Using harmonized wealth data and a novel decomposition approach, we show that cohort effects exist in the income profiles of asset and debt portfolios for a sample of European countries, the U.S. and Canada. We find that younger households' participation decisions in assets are more responsive...

Do investors pay enough attention to long-term fundamentals? We consider the case of demographic information. Cohort size fluctuations produce forecastable demand changes for age-sensitive sectors, such as toys, bicycles, beer, life insurance, and nursing homes. These demand changes are...