obligations of insurance intermediaries and a liability rule to sanction violations. In order to interpret and substantiate the …How should intermediaries influence the insurance demand decision? The answer must refer to the interdependence of … essential for the insurance demand decision. Undoubtedly, consumers lack information about certain variables, and therefore …

liability should be allocated when the process of the personalization of an insurance product does not result in the client … Directive (IDD). From the consumer's perspective, our analysis makes the case for the insurance distributor's liability for …The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the …