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This paper develops a model of the production of life insurance services. The focus is on price setting ability and the cost advantages from size and diversity. The model characterizes insurers decisions on the face value and number of policies and the number of insurance lines. The model is...
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Life insurers use reinsurance to move liabilities from regulated and rated companies that sell policies to shadow reinsurers, which are less regulated and unrated off-balance-sheet entities within the same insurance group. U.S. life insurance and annuity liabilities ceded to shadow reinsurers...
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Although Canada has made outstanding contributions to the theory and practice of life insurance and pensions, this book … Background -- 2. Life Insurance in Canada -- 3. The Place of Life Insurance in a Modern Society -- 4. Age and Mortality -- 5. The …
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